Job type full-time
Full job description
Job description:
Gcib credit is a front office unit that works closely with origination functions such as investment banking, corporate banking, global markets, and global transaction services to identify opportunities and deliver credit product solutions to customersCredit is specifically responsible for the credit analysis and execution of transactions as well as the subsequent monitoring and management of portfolio quality and exposures.
Officer will be a member of the gcib credit team in indiaKey responsibilities will be as under:
Work with credit officers to cover the large and important corporate and fi client relationships from a credit perspective and keep track of the assigned portfolio.
Maintain regular dialogue with selected clients when required for appropriate/ timely credit underwriting decision and monitoring of credit quality of clients
Maintain close working relationships with business & control partners to handle appropriate financial solutions for clientsEnsure early pre-screening of significant transactions, and review marketing plans for new clients to maintain sound client selection process
Be an active member of deal teams and contribute to the success of these teams by providing inputs in risk-acceptable alternatives
Execution and negotiation of documentation of loan transactions with clients as well as working with internal and external legal counsel
Liaise with credit risk and obtain requisite risk approvals per approval grid on new limits/limit renewals.
Guide junior members of the team
Work closely with other senior team members on resolution of regulatory matters including interfacing with regulators.
Work on ad hoc special projects and assignments as needed, both in-country and regionally
Requirements
Min 3-5 years banking experience, preferably in credit / risk
Good credit underwriting skills
Strong written and verbal communication skills in english
Pro-active & positive nature, problem solving skills, and results-oriented approach
Ability to build relationships across locations and be a team player
Documentation experience (loans and isda) will be preferred
Willingness and ability to express opinions and propose credit decisions
Job band:
H6
Shift:
Hours per week:
45
Weekly schedule:
Referral bonus amount:
0
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Job activity
Posted 7 days ago