ABOUT TECHNOLOGY @ OPORTUN
Artificial Intelligence and a digital platform are essential to our ability to fulfill Oportun’s financially inclusive mission. The Technology team @ Oportun is dedicated to this mission which we enable by creating, delivering, and maintaining elegant, intuitive, and performant systems to support the needs of our customers and business partners.
In this role you will be working on the cutting-edge machine learning models used for underwriting, collection management, loss forecasting, and fraud detection. The role comes with high visibility, and you will work with a variety of teams such as Engineering and Product Management to launch the next generation of decisioning infrastructure.
Perform independent model validation, annual model review, ongoing monitoring report review, required action item review/closure on the cutting-edge machine learning models.
Produce high-quality model validation reports, highlighting risks and limitations of the model in a concise manner.
Communicate to business audiences through verbal and written presentations describing the results of the validation findings and mitigation actions.
Work closely with business owner’s/model users and developers to understand the business context for model use and facilitate the model approval process.
Stay up to date with regulatory expectations of model development, use, and validation activities.
Support Oportun’s the model risk management framework, including annual validation plans, model inventory, model risk ranking, and model risk governance.
Develop and maintain effective partnerships with key model stakeholders.
Support the coordination of model risk governance practices with the model users.
Attention to detail in both analytics and documentation.
Master’s degree or PhD in Statistics, Mathematics, Computer Science, Engineering or Economics or other quantitative discipline (Bachelor’s degree with significant relevant experience will be considered).
3+ years of practical quantitative programming experience with Python, R, and SQL.
2+ years of experience in financial risk modeling or validations.
Experience and knowledge of supervised and unsupervised machine learning methodologies, such as GBM, XGBoost, and NLP.
Excellent written and oral communication skills.
Strong stakeholder management and project management skills.
Good team player and willing to help and share.
Oportun (Nasdaq: OPRT) is an A.I.-powered digital banking platform that seeks to make financial health effortless for anyone. Driven by a mission to provide inclusive and affordable financial services, Oportun helps its nearly 1.5 million hardworking members meet their daily borrowing, savings, banking, and investing needs. Since inception, Oportun has provided more than $12 billion in responsible and affordable credit, saved its members more than $2 billion in interest and fees, and automatically helped members set aside more than $7.2 billion for rainy days and other needs. In recognition of its responsibly designed products, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.
With headquarters in California and a remote-first corporate culture, our 3,000+ team members work in Oportun locations and remotely throughout the United States, Mexico, and India. Our global operations include our Mexico contact centers and administrative offices, our India technology development center, and our US corporate, technology, and retail operations.
We are proud to have been named a “Top Workplace” by the Bay Area News Group for three consecutive years, one of Fast Company’s Most Innovative Companies in the World for 2020 and recognized as one of TIME Magazine’s 2018 Genius Companies Reinventing the Future.
WORKING AT OPORTUN
Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization’s performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups and our Diversity, Equity, Inclusion and Belonging Council.
As a “remote-first” workplace, our team members live, work and collaborate from their homes, remote work locations and our offices and contact centers in the United States, Mexico, and India. No matter our location, we are dedicated to our mission to provide inclusive, affordable financial services that empower our customers to build a better future.
Req No.: 2022-12586
Remote / WFH: Yes
External Company Name: Oportun Inc
External Company URL: http://www.oportun.com